What to Do if You Received an IRS Letter This Summer

What to Do if You Received an IRS Letter This Summer

Received an IRS letter this summer? Don’t panic. Learn what the notice means, how to respond, and when to get expert help

What to Do if You Received an IRS Letter This Summer

Summer is usually a time for vacations, relaxation, and catching up on everything you put off during tax season. But for some taxpayers, it also brings something far less relaxing — a letter from the IRS. Whether it's a simple notice or a more serious audit alert, receiving any communication from the Internal Revenue Service can instantly spark anxiety.

Before you panic, take a deep breath. IRS letters are more common than you might think, and many of them are routine. The key is knowing what the notice means, what steps to take, and how to respond — or whether you even need to respond at all.

In this 2025 guide, Vincere Tax breaks down what to do if you received an IRS letter this summer, including types of notices, timelines, response strategies, and common mistakes to avoid.

1. Don’t Ignore the Letter

The number one mistake taxpayers make is tossing the IRS letter in a drawer and hoping it goes away. It won’t. The IRS sends over 200 million notices each year, and many of them require a timely response. Ignoring a letter could lead to missed deadlines, penalties, interest charges, or collection actions.

Even if the notice doesn’t seem urgent, delaying your response could limit your options — especially if you want to appeal, correct an error, or resolve a balance.

2. Read the Notice Carefully

Every IRS letter includes a Notice Number (usually in the top or bottom right corner) that tells you what the letter is about. This notice will explain:

  • Why the IRS is contacting you
  • What actions you need to take (if any)
  • Any deadlines or response windows
  • How much (if anything) you owe or are due in refund

📌 In 2025, many notices also include QR codes that direct you to a secure IRS webpage with more information specific to your case.

Common 2025 IRS notices include:

If you’re unsure what the notice means, visit the IRS Notice Lookup Tool or speak with a tax professional at Vincere Tax for a full breakdown.

3. Check the Dates — and Act Quickly

Most IRS letters have strict deadlines. For example:

  • CP2000: You typically have 30 days to respond.
  • Statutory Notice of Deficiency (CP3219A): You have 90 days to file a U.S. Tax Court petition if you disagree.
  • Final Notice of Intent to Levy (LT11): You usually have 30 days to request a Collection Due Process hearing.

In 2025, the IRS is increasing digital outreach and automation, but that also means stricter enforcement of timelines. Don’t assume a delay in processing will buy you more time. Stick to the deadlines printed on your notice.

4. Verify the Letter Is Real

Tax scams continue to rise each year, especially during summer when scammers know people are more distracted. The IRS does not initiate contact via email, text message, or social media. Official IRS notices will:

  • Arrive by U.S. mail
  • Include your full legal name and last four digits of your SSN or EIN
  • Contain an official notice number and IRS letterhead
  • Often reference previous filings or tax years

If anything about the letter seems off, call the IRS directly at the number listed on the notice, or use the IRS Identity Protection line at 800-908-4490.

5. Understand What the IRS Wants

Not all IRS notices are bad news. Some letters simply request more information, confirm receipt of a document, or notify you of a small refund adjustment. Here’s how to categorize the most common letters:

Informational Notices

These don’t require action unless you disagree with the IRS’s findings. Examples:

  • CP01S: Your account has been secured due to ID theft.
  • CP210/220: Confirmation of a change made to your account.

📄 Request for More Information

The IRS may need you to submit documentation:

  • CP75: Verification of EITC, ACTC, or other credits
  • CP05A: Refund under review – send proof of income

⚠️ Balance Due / Error Notices

These require prompt attention to avoid penalties:

  • CP2000: Unreported income or incorrect filing
  • CP12: Math error adjustments

🚨 Urgent Action Letters

These often precede collections or audits:

  • LT11: Final Notice – Intent to Levy
  • CP91: Intent to seize Social Security benefits
  • CP3219A: Notice of Deficiency (audit)

6. Double-Check for IRS Mistakes

The IRS processes millions of returns, and errors can happen. Always review:

  • Tax year referenced
  • Amounts listed (compare to your own records)
  • Claimed income, credits, or deductions

📌 In 2025, IRS automation is more robust, but it still relies on third-party data matching, which can result in erroneous CP2000 notices if you forgot to report a small 1099 or sale.

If you spot a mistake, prepare your documentation to support your position. This could include:

  • Copies of W-2s or 1099s
  • Bank statements
  • Receipts for deductions or credits
  • A copy of your original tax return

7. Respond the Right Way

If the letter requires a response, you can often reply by mail, fax, or online. Starting in 2025, the IRS is expanding digital submission options through your IRS Online Account.

Make sure your response includes:

  • A written explanation of your position
  • Supporting documentation
  • A copy of the IRS notice
  • Your contact information

💡 Mailing tip: Always send responses via certified mail with return receipt. This gives you proof the IRS received your documents on time.

8. If You Agree With the IRS…

If you receive a notice about additional tax due and agree with it, you can pay it online through your IRS account or by check. Options include:

  • EFTPS (Electronic Federal Tax Payment System for businesses)
  • Credit/debit card (fees may apply)

In 2025, interest on unpaid tax balances continues to accrue daily, so paying sooner saves you money.

9. If You Disagree, You Can Appeal

You always have the right to challenge an IRS determination. Depending on the notice, you may:

  • Submit a written explanation with supporting documents
  • File a petition with the U.S. Tax Court (usually within 90 days of a CP3219A)

It’s wise to work with a tax professional like Vincere Tax when appealing, especially if large sums or legal arguments are involved.

10. Consider Professional Help

If you’re feeling overwhelmed, you’re not alone. IRS notices can be intimidating — and responding incorrectly could cost you. A qualified tax professional can help you:

  • Interpret the notice and IRS jargon
  • Determine the best response
  • Prepare documents and correspondence
  • Negotiate penalties or payment plans
  • Represent you before the IRS

✅ At Vincere Tax, we offer tailored support whether you’re dealing with a CP2000, audit letter, or simply confused about what’s next. The earlier you reach out, the more options you’ll have.

Bonus Tip: Use This Letter as a Wake-Up Call

An IRS letter might seem like bad news, but it can also be a helpful nudge. Ask yourself:

  • Did I miss a 1099 this year?
  • Is my recordkeeping weak?
  • Should I hire a professional going forward?
  • Do I qualify for penalty relief?

Many taxpayers can avoid future IRS letters by improving their documentation, filing habits, or working with a proactive tax advisor.

Final Thoughts

Receiving a letter from the IRS can be nerve-wracking, but it doesn’t have to derail your summer — or your finances. Most IRS notices are solvable, especially when handled promptly and professionally.

In 2025, with new IRS digital tools and enforcement measures rolling out, it’s more important than ever to stay ahead of tax correspondence. Whether you need help deciphering a notice or want full representation, Vincere Tax is here to guide you.

If you received an IRS letter this summer, don’t wait — schedule a free consultation with Vincere Tax and get peace of mind today.

Frequently Asked Questions (FAQs)

1. What should I do if I can’t pay the amount the IRS says I owe?

If you agree with the IRS but can’t afford to pay the full amount, don’t ignore the notice. You have several options:

  • Set up an installment agreement online with the IRS.
  • Apply for an Offer in Compromise to settle for less than you owe (if you qualify).
  • Request a temporary delay in collection if you're facing financial hardship.

A tax professional at Vincere Tax can help you determine the best strategy for your situation.

2. Can I handle an IRS notice on my own, or do I need a tax professional?

It depends on the complexity of the notice. You may be able to handle simple math errors or minor adjustments yourself. But if the notice involves:

  • Unreported income
  • Identity theft
  • Audit or deficiency letters
  • Large dollar amounts
    …it’s wise to get expert help to avoid costly mistakes or penalties.

3. How do I know if an IRS letter is real or a scam?

Genuine IRS letters:

  • Come through U.S. Mail (not email or text)
  • Include your name, tax ID, and notice number
  • Refer to prior filings or account activity

If you’re unsure, never call the number on a suspicious letter. Instead, contact the IRS directly at 1-800-829-1040 or consult Vincere Tax to verify the notice.

4. What happens if I ignore an IRS letter?

Ignoring an IRS notice can lead to:

  • Accruing interest and penalties
  • Losing appeal rights
  • Tax liens or levies
  • Delayed refunds or garnishment

Even if you disagree with the IRS, it’s critical to respond by the stated deadline to preserve your rights and minimize damage.

5. I lost my IRS letter — what should I do now?

If you lost the letter or didn’t receive it but suspect there’s an issue:

  • Call the IRS directly or speak with a tax pro to help retrieve your notice info.
  • Review your last return for potential errors that might have triggered a notice.

I hope this information was helpful! If you have any questions, feel free to reach out to us here. I’d be happy to chat with you. 

Vincere Tax can help you with the tax implications of business taxes, stocks, bonds, ETFs, cryptocurrency, rental property income, and other investments. 

Being audited is comparable to being struck by lightning. You don't want to practice pole vaulting in a thunderstorm just because it's unlikely. Making sure your books are accurate and your taxes are filed on time is one of the best ways to keep your head down during tax season. Check out Vincere's take on tax season!

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This post is just for informational purposes and is not meant to be legal, business, or tax advice. Regarding the matters discussed in this post, each individual should consult his or her own attorney, business advisor, or tax advisor. Vincere accepts no responsibility for actions taken in reliance on the information contained in this document.

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